Funding range
- R10,000 to R500,000 public application range
- Linked to a verified PO
- Term structured around order cycle
Credit · purchase-order funding
Funding linked to verified purchase orders.
Working-capital support for South African SMEs that need to fulfil a verified order from a credible buyer.
Purchase-order funding
Turn a verified order into a structured funding conversation
Purchase-order funding is for businesses with a real order and a clear fulfilment plan. Ndzinga assesses the order, buyer and business capacity before structuring any credit offer.
Our services
Business working-capital path
This path is different from a personal loan: the order, buyer, supplier and fulfilment plan matter as much as the business's own affordability profile.
Assessment
- Buyer and order verification
- Business capacity review
- Credit and affordability checks
Disclosure
- Written terms before commitment
- Fees and repayment structure disclosed
- NCR registered credit provider NCRCP22127
Why Ndzinga
Why use Ndzinga for PO funding?
Built for verified SME orders
Advisor-led review for complex cases
Clear document checklist
Order and buyer assessed before offer
Structured around business cashflow
Disclosure before commitment
Responsible business funding
PO funding should help a business deliver a real order, not create unsupported debt. Ndzinga reviews the order economics and repayment source before any facility is offered.
Product detail
Clear next steps before you apply or enquire
Good fit if
- You already have a verified purchase order
- You need cash to fulfil the order
- The buyer and repayment source are clear
Consider another path if
- You only have a quotation or verbal promise
- The buyer cannot be verified
- The order margin does not cover funding costs
Who this is for
- South African SMEs
- Verified purchase orders
- Businesses with a clear delivery plan
How it works
- Submit the funding request
- Provide PO and buyer details
- Advisor reviews order economics and documents
What we usually need
- Purchase order
- Business registration and bank details
- Supplier/fulfilment information
Before you decide
- Confirm buyer/payment timing
- Understand fees and repayment source
- Make sure the order margin still works
Still unsure which path fits? Start with an enquiry and Ndzinga will route you to the correct product workflow.
Start PO funding requestPO funding FAQ
Questions before you apply
Purchase-order funding is business working capital linked to a verified purchase order. It is designed to help an SME fulfil an order where the buyer, order value and delivery requirements can be assessed.
Ndzinga reviews the purchase order, buyer quality, supplier or fulfilment plan, business documents and affordability/credit information before deciding whether funding is suitable.
Yes, the public application can capture a purchase-order funding request. Because PO funding depends on the buyer and order, an advisor may request additional documents before any offer is made.