What documents do I need?
Usually a valid SA ID, recent proof of income (payslip or bank statements), proof of bank account in your name and proof of address. Purchase order funding additionally requires a verifiable purchase order.
Secure application
Continue from your eligibility check or complete the guided application. Your progress is saved in this browser.
Application FAQ
Usually a valid SA ID, recent proof of income (payslip or bank statements), proof of bank account in your name and proof of address. Purchase order funding additionally requires a verifiable purchase order.
The online form itself takes around 10 to 15 minutes. After submission, timing depends on document checks, affordability review, approval workflow and, for purchase order funding, purchase-order verification.
Yes. Your application is processed under POPIA-aware consent and document handling. See the Privacy & POPIA Notice for your data-subject rights and how your information is stored, used and shared.
The credit team reviews documents, runs the NCA affordability assessment, and confirms the outcome by SMS, email or advisor contact. Approved applications proceed to pre-agreement statement, signature and disbursement.