Capital
Alternative investment solutions
Structured financial opportunities for clients seeking tangible growth through an advisory relationship.
Advisor-led enquiry
Structured opportunities
Portfolio conversation
Products
Capital, credit and cover in one premium financial services journey.
Ndzinga Capital offers three product families — Capital, Credit and Cover — designed to be chosen by need and entered through a guided digital or advisor-led workflow. All applications are subject to NCA affordability assessment and POPIA-aware document handling.
Explore Capital
Credit
Loans and PO funding
Responsible lending for individuals, families and SMEs, supported by affordability checks and clear disclosure.
Micro and personal loans
Purchase-order funding
Online eligibility
Cover
Cover enquiry pathways
Credit-life and funeral cover enquiries that can sit alongside your lending, arranged through underwriters under their own terms.
Credit-life and funeral cover
Underwriter-issued policies
Advisor suitability review
Products FAQ
Choosing between Capital, Credit and Cover
Ndzinga Capital brings three product families into one guided relationship. Credit is governed by the National Credit Act (NCRCP22127); advisory and cover sit under FAIS (FSP 55648). Use the answers below to decide where to start.
What does Ndzinga Capital offer?
Ndzinga Capital offers three product families: Capital (alternative investment solutions), Credit (personal loans and purchase-order funding) and Cover (credit-life and funeral cover enquiries). Each can be used on its own or together.
Which product is right for me?
Choose Capital to explore structured investment with an advisor, Credit to apply for a loan with an affordability check, or Cover to enquire about credit-life or funeral cover. An advisor can also help you decide.
Are Ndzinga Capital's products regulated?
Yes. Credit products fall under the National Credit Act, and Ndzinga is a registered credit provider (NCRCP22127). Advisory and cover services fall under FAIS, where Ndzinga is an authorised Financial Services Provider (FSP 55648).
Do I have to use more than one product?
No. Each product family is independent and many clients use only one. Keeping them under one relationship simply means your documents, disclosures and advisor contact are not fragmented.
How do I get started?
For Credit, check if you qualify or apply online. For Capital or Cover, request an advisor conversation through the Contact page. Every credit application is subject to an NCA affordability assessment before any offer is made.
Is my information protected?
Yes. Documents and personal data are handled under POPIA-aware consent and stored in the Ndzinga client portal with access logging.