Insurance for your loan
- Credit-life insurance enquiries
- Insurance linked to a new or existing loan
- Costs and exclusions disclosed before you decide
Insurance · enquiry pathways
Insurance for what matters most, guided by professional advice.
FAIS-authorised guidance on funeral, credit-life and related insurance. We assess your needs and route your enquiry to a suitable underwriter.
Insurance enquiries
We assess suitability and route your enquiry; the underwriter issues the cover.
At Ndzinga Capital, we help you explore insurance that protects what matters most. We discuss your options, run a suitability assessment under the FAIS framework, and route your enquiry to a suitable underwriter. The insurance itself is provided by the underwriter under its own product terms.
Our services
Insurance enquiry pathways
We are a FAIS-authorised intermediary. We help you enquire about insurance, assess suitability, and connect you with an underwriter who issues and prices the policy.
Insurance for your family
- Funeral insurance pathways
- Insurance to help with final expenses
- Plain-language explanation of what is and isn't covered
How an enquiry works
- Advisor suitability assessment under FAIS
- Insurance provided by underwriters, on their terms
- No obligation at the enquiry stage
Why Ndzinga
Why choose Ndzinga for insurance
FAIS-authorised intermediary — we route enquiries, underwriters issue the cover
Suitability assessment under the FAIS General Code of Conduct
Costs, waiting periods and exclusions explained before you decide
No obligation at the enquiry stage
Complaints follow the FAIS route, with referral to the FAIS Ombud
Authorised Financial Services Provider (FSP 55648)
Our commitment
As a FAIS-authorised intermediary, we match your needs to a suitable underwriter and set out the costs, waiting periods and exclusions up front — the decision, and the policy, stay with you and the insurer.
Product detail
Clear next steps before you apply or enquire
Insurance is an advisor-led enquiry pathway. Ndzinga helps with suitability and routing; the policy is issued and priced by the relevant underwriter.
Good fit if
- You want funeral or credit-life cover guidance
- You need help understanding options, premiums and exclusions
- You prefer an advisor-led enquiry before committing
Consider another path if
- You need emergency medical care or claims assistance
- You want to buy cover without suitability guidance
- You are not ready to compare premiums, exclusions and waiting periods
Who this is for
- Clients wanting credit-life cover linked to lending
- Families considering funeral insurance pathways
- Individuals or businesses needing an advisor-led insurance enquiry
How it works
- Start an enquiry
- Advisor discusses needs and suitability
- Underwriter terms are explained before any policy decision
What we usually need
- South African ID or business details
- Contact and beneficiary information where relevant
- Existing loan or policy details if the enquiry is linked to cover
Before you decide
- Confirm who is insured and what is excluded
- Check premiums, waiting periods and claim rules
- Remember the underwriter issues the policy on its own terms
Still unsure which path fits? Start with an enquiry and Ndzinga will route you to the correct product workflow.
Start insurance enquiryInsurance FAQ
About Ndzinga Capital insurance enquiries
Ndzinga Capital is a FAIS-authorised intermediary (FSP 55648) for short-term and credit-life insurance enquiries. Insurance itself is provided by underwriters under their own product terms; Ndzinga's role is to discuss options, run a suitability assessment and route enquiries to the right advisor.
A FAIS-authorised intermediary pathway for clients to enquire about short-term insurance and credit-life insurance paths. Ndzinga discusses options, captures the relevant disclosure and routes the enquiry to a suitable advisor — insurance itself is provided by underwriters under their own product terms.
Funeral insurance paths, credit-life insurance for an existing loan, life insurance enquiries and short-term insurance enquiries. The exact products available depend on the underwriter, your circumstances and the suitability assessment that follows the initial enquiry.
Individuals, families and South African businesses looking to enquire about insurance alongside (or independently of) credit. The intent is to keep insurance and lending under one client relationship so disclosures, documents and advisor contacts are not fragmented.
An enquiry routes to an advisor who runs a suitability assessment under the FAIS framework. If a product matches your needs, the advisor explains the disclosures, costs and exclusions, and you make an informed decision. A policy is only issued under the underwriter's own application and acceptance process.
Ndzinga Capital acts as an authorised Financial Services Provider under the Financial Advisory and Intermediary Services Act (FAIS), FSP 55648. The FAIS General Code of Conduct sets out the intermediary's obligations on suitability and conflict-of-interest disclosure. Complaints follow the FAIS escalation route, with onward referral to the FAIS Ombud where required.