A Ndzinga Capital product
TaxiFare
A small 30-day loan application path for short cash gaps before payday.
Apply for R500 to R2,000 through a simple mobile-first flow. TaxiFare is a Ndzinga Capital short-term cashflow product — Ndzinga Capital, the registered credit provider, runs the affordability assessment, agreement and payout process end to end.
Loans are subject to affordability assessment, credit approval, applicable fees and terms. You will see the total repayable amount before accepting.
WhatsApp-assisted applications
The MVP starts with the existing WhatsApp route and a controlled bot script. The bot guides customers through the same Ndzinga application path, then hands off to secure links for document upload, quote review and signing where needed.
Agent referrals from day one
Agents can share tracked links and QR codes. Agents may introduce TaxiFare, but they cannot approve loans, promise outcomes, negotiate fees or collect cash. Quality and default-rate monitoring must govern commissions.
Compliance guardrails
Subject to affordability assessment and credit approval
No guaranteed approval and no hidden cost promise
Ndzinga Capital remains the registered credit provider
Agent referrals are tracked but cannot influence credit decisions
TaxiFare is powered by Ndzinga Capital (Pty) Ltd, a registered credit provider. NCR registration: NCRCP22127. This page is an MVP product surface and does not replace the pre-agreement quotation, affordability assessment or credit agreement process.